This may be a topic that you think has nothing to do with Farm Insurance, but trust us, it has everything to do with farm insurance.
Our main goal is that you and your farm is covered properly for ANY type of incident. That includes common Farm-Vehicle accidents. When you spend long hours in the fields for days on end, you get more worn out and we want to remind you of some tips to help you and your family stay safe during planting, spraying and harvesting. Take a look at some quick tips and rules to follow. You can also find more information at Rural Road Safety's Website.
Safely navigating large agricultural equipment over rural roads to and from the fields is a challenge for even the best drivers. Consider the following rules on the safe operation of your equipment to help reduce the number of farm-vehicle accidents on America’s rural roadways.
The basics Most states allow leeway regarding the use of implements of husbandry on public roadways. For the most part, regulations for size and type of equipment don’t apply when you operate agricultural equipment on roadways. But you need to be aware of bridge and road embargos to help prevent serious injury and damage to roadways and equipment. The increase in size of agricultural equipment makes it almost certain that portions will extend left of center when operated on public roads. Courts have generally upheld the right of equipment operators to use public roads, but that doesn’t give immunity from liability should you have an accident when the size of your equipment is in direct violation. Accidents are more prevalent at certain times of the day. Operating in the morning presents an increased risk as people head off to work and school. Drivers are usually in a hurry and often lack the patience to follow a slow-moving vehicle. The same is true during afternoons and early evenings as schools let out and people are returning home from work. Don’t forget about the trailer. When pulling trailers, operators often rely on the lights from the power unit as their warning system. This can increase the risk of collision because these lights can become obstructed by the roadway curving or the large loads being pulled, such as large hay bales.
Recommendations for avoiding farm-vehicle accidents Before pulling onto the road, you must understand the hazards of driving and the importance of sharing the road with others. Never allow an inexperienced or untrained driver to get behind the wheel. Regulations require drivers to be trained on how to operate the specific equipment they are assigned to use and to how to navigate the equipment in the environment they’re operating in. Because the potential for accidents is high, we offer common-sense tips to road safety and other preventive measures to common farm-vehicle accidents to help keep America’s rural roadways safe.
Let’s look at the following scenarios to learn more:
- Left-turn collisions The left-turn collision is one of the most common accidents involving articulating farm vehicles, such as a tractor pulling a tool bar and nurse tank. When attempting to make a left turn, equipment operators commonly pull to the right in order to make a wide left turn. Motorists behind the equipment may view the movement of the equipment to the right as permission to pass. Accidents may be prevented if equipment operators use equipped turn signals or hand or arm signals when operating older equipment. Before committing to the turn, operators should pay close attention to oncoming traffic and check all mirrors or look over their shoulder to ensure motorists are not trying to pass.
- Rural bridges Large farm equipment and old bridges don’t mix. Before crossing a rural bridge, make sure your vehicle weight will not damage the bridge or cause it to collapse. Because rural bridges are often very narrow, allow oncoming traffic to clear the bridge before starting across. This reduces the total weight on the bridge and gives you more space to maneuver. Tractors, combines and sprayers have high wheels with tires that have large lugs to facilitate traction. If you pull right to cross the bridge with oncoming traffic, your tires can easily come into contact with the guardrail and subsequently cause your equipment to climb the rail or even tip off the bridge.
- Passing cars When driving a slow-moving vehicle, there will always be other motorists wanting to pass. You should never wave a driver to pass. Ultimately, it’s the passing driver’s responsibility to pass – not yours. You shouldn’t drive with half of your vehicle on the shoulder either. As the passing vehicle straddles the center line, your equipment may sideswipe it if you have to swerve to avoid an oncoming mail box, road sign or other obstruction. Always drive with the left side of your vehicle to the centerline, even though the width of your equipment extends onto the shoulder. If a vehicle needs to pass, the driver will have to make that decision based on the law and safe opportunity to do so.
- Rear-end collisions On contouring roads, it’s easy for a car traveling at higher rates of speed to be surprised by a larger, slower-moving vehicle, especially around a sharp bend or after the crest of a hill. It’s difficult for drivers of faster, smaller vehicles to judge the speed and gap distance of a larger piece of equipment. You can help avoid rear-end collisions by monitoring your mirrors for fast-approaching vehicles and making sure your vehicle’s warning devices, such as SMV signs, are clearly visible. When moving large ag equipment on heavily traveled paved roads, you should utilize an escort vehicle.
- Single-vehicle accidents Single-vehicle accidents typically occur when an operator drives on the road’s shoulder, which may be soft, wet or steep, causing the vehicle to tip over. Accidents also occur when operators strike stationary objects such as mailboxes, guardrails, signs or telephone poles. Driving on the shoulder is often hard to avoid. But you can reduce the chance of an accident by knowing where shoulder hazards are before you start out.